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3 ways to invest without risking money with an annuity

My sister is an avid cyclist. It’s actually his favorite way to exercise. As an older brother, however, I am concerned for his safety. Generally, cycling is incredibly safe. Plus, she takes the proper precautions, like wearing the right gear and being in the right position on the road. Due – Due Despite this, she […]

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Credit Karma Money wants to be the best account to build your credit score

Credit Karma launches Credit Builder, a free, no-interest program that can help members with lower credit scores build credit while saving money OAKLAND, Calif., January 20, 2022–(BUSINESS WIRE)–Credit Karma Money™, a single destination within Credit Karma for spending and saving1, today announced the launch of Credit Builder, a no-fee line of credit to help its […]

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5 Daily Money Habits That Keep Self-Made Millionaires Rich

Self-made millionaires check their budget regularly and keep their living expenses below their income. They are more interested in preserving wealth through low-risk investments than growing it. Millionaires move quickly from money mistakes, learning important lessons to their next venture. Read more stories from Personal Finance Insider. Loading Something is loading. Millionaires don’t happen overnight. […]

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Today’s Mortgage Rates Are Rising | January 20, 2022

Mortgage rates continued to climb today. The 30-year fixed rate mortgage is averaging 4.05%, up 0.17 percentage points from yesterday. Rates for other types of loans are also starting the day higher, with the 30-year refinance rate averaging 4.153%, up 0.007 percentage points. Although rates are rising, qualified borrowers can still benefit from competitive interest […]

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‘It’s a wake-up call’: manslaughter charge in bizarre Tesla case

Hello and welcome to Essential California newsletter. It’s Thursday, January 20. I am Justin Ray. For some, self-driving cars are seen as the future of the automobile. Not only do they seem more convenient, but by removing the possibility of human error, they can potentially save lives. As Americans spent less time in their vehicles […]

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Today’s mortgage rates pause at money-saving levels | January 20, 2022

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. View mortgage rates for January 20, 2022, […]

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EPA targets Michigan toxic site backlog with infrastructure money

ST. LOUIS, MI — For years, funding to clean up Michigan’s worst contaminated sites came in spurts as federal authorities tried to spread annual appropriations over a universe of toxic sites across the country. The result has been slow cleanups in places so polluted they warrant the special scrutiny that comes with a place on […]

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Should you keep your money in the bank or invest in the stock market?

shapecharge / iStock.com Saving and investing are both important, but they serve different purposes. While everyone wants to earn the long-term average returns of the stock market, risk makes investing all your money inappropriate in most cases. On the other hand, while no one likes losing money, keeping all your money in an FDIC-insured savings […]

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Inequality by Design: A Critique of Christopher Leonard’s “Lords of Easy Money”

I came home from my job at Goldman Sachs in a daze on October 19, 1987. I had made thousands of dollars, more money than I had ever had before, or ever will, in a single day. But I was in my early twenties with a young family and I didn’t know if the world […]

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KeyCorp (KEY) up as fourth quarter earnings beat on higher commission revenue – January 20, 2022

Key Corpit is (Quick quote KEYKEY – Free Report) in the fourth quarter of 2021, earnings per share from continuing operations of 64 cents easily beat Zacks’ consensus estimate of 57 cents. Net income improved by 14.3% compared to the prior year quarter. The stock rebounded nearly 1% in premarket trading, reflecting investor optimism about […]