Interest money

Interest money to send after Diwali! Know how to check PF account balance



Employees Provident Fund (EPFO) subscribers who have been anxiously awaiting the PF interest rate may soon receive good news. The government could credit the interests of the PF before the end of this month, according to several media.








By making a missed call to 011-22901406 from their registered mobile number, EPFO ​​subscribers can obtain their PF details from the Employees Provident Fund Organization.





Earlier this year, the Central Board of Trustees and EPF recommended an annual interest rate of 8.10% to be credited on EPF accumulations in member accounts for the 2021-22 financial year. It should be noted that the EPFO ​​announces the interest rate of the PF each year.












Four methods are available for PF members to check their PF balance from the comfort of their home: SMS, Web, Missed Call and UMANG App.

How to check EPF account balance:

  • Visit epfindia.gov.in

  • Your UAN number, password and captcha code must be entered.

  • Select “e-Passbook”

  • You will land on a new page once you have submitted all the information.

  • open member id now

  • You can now view the total amount of EPF in your account.

How to check account balance via UMANG app:

  • Select the EPFO ​​option.

  • Go to the Employee Focused Services option

  • Now click on Show Booklet option

  • Enter your UAN number and password

  • You will receive the OTP by SMS on your registered number

  • You can now view the balance of your EPF account












How to check the balance by SMS:

Members who have registered on the UAN portal can also receive their PF information by sending an SMS from their registered mobile numbers. You need to SMS “EPFOHO UAN” to 7738299899 to do this.

How to check EPF balance via missed calls:

By making a missed call to 011-22901406 from their registered mobile number, EPFO ​​subscribers can obtain their PF details from the Employees Provident Fund Organization. This is possible if they have registered on the UAN portal.

However, if you use a number other than the registered mobile number associated with your EPF account, you cannot receive the EPF balance even after using their missed call services.

How do I claim the PF amount?

You must enter your UAN (universal account number), password and captcha on the EPFO ​​website. Then you select “Claim (Form 31, Form 19, Form 10C and Form 10D)” by clicking on the “Online Services” tab. Click “Verify” after entering the bank account number linked to your PF account.












Under the old regulations, 100% of the EPF could be withdrawn after two months of unemployment. With certain restrictions, tax exemptions are available for EPF corpus withdrawals. Employee contributions to the EPF account must be paid continuously for five years to benefit from the tax exemption on the EPF corpus.

You can withdraw money from your PF account for the following purposes: to buy a house. debt repayment. advances caused by certain emergencies.











First Published: October 18, 2022, 10:41 AM IST