HNOA coverage increases safety. If the worst happens and an employee, customer, visitor or bystander ends up injured due to an accident in a vehicle not owned by the small business owner, the injured person(s) and the business owner are protected by HNOA coverage. This saves companies a lot of time and money.
HNOA coverage reduces out-of-pocket expenses. Since HNOA coverage can pay for medical bills, car repairs, and other major expenses, it can save small business owners a fortune.
HNOA coverage can eliminate the need to purchase fleet vehicles. If business owners do a lot of transporting people or goods but never plan to buy their own fleet of vehicles (or just don’t have the money to do so), HNOA coverage can be a ” palliative” that keeps employees and others safe from harm. Not having to spend money to purchase vehicles greatly increases a business owner’s funds available for other uses.
HNOA coverage eliminates employee insurance complications. Employees or other staff will not need to use their own auto insurance when driving their personal vehicle to work if their employer has purchased HNOA coverage. It can help small business owners reduce bureaucratic complications, reduce paperwork and save money in the long run.
For these reasons and many more, a car rented and not owned policy is a good investment for any small business owner. To get started with HNOA insurance or to learn more about this
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